FEP Blue Basic® for PSHB
Stay in network for care. FEP Blue Basic gives you access to our Preferred provider network that includes over 2 million doctors and hospitals in the U.S.
What you need to know about the Postal Service Health Benefits (PSHB) Program
FEP is committed to providing Postal Service employees, retirees and their families with some of the best health care benefits possible. As an approved carrier in the PSHB Program, FEP will continue to deliver the same great coverage, incentives and discounts that you rely on today.
Benefits at a Glance
Eligible members with Medicare get lower out-of-pocket costs for higher cost drugs and more approved prescription drugs than the traditional pharmacy benefit. Learn more here.
Get the details
Want to see detailed benefits for this plan? Download the 2025 Blue Cross and Blue Shield Service Benefit Plan Brochure – FEP Blue Standard and FEP Blue Basic below.
See Plan Brochure
2026 FEP Blue Basic for PSHB Rates
| Enrollment Code | Bi-weekly | Monthly |
|---|---|---|
| Self Only (33A) | $127.59 | $276.45 |
| Self + 1 (33C) | $313.84 | $679.99 |
| Self & Family (33B) | $357.52 | $774.62 |
Get up to $800 back with a Medicare Reimbursement Account
FEP Blue Basic members who have Medicare Part A and Part B can get up to $800 back with a Medicare Reimbursement Account.
FEP Blue Basic for PSHB Benefits
See costs for typical services when you use Preferred providers.
| FEP Blue Basic | |
|---|---|
| Virtual doctor visits by Teladoc Health® | $0 copay |
| Preventive Care | $0 copay for covered preventive screenings, immunizations and services |
| Physician and Mental Health Care |
$35 copay for primary care1
$50 copay for specialist1
$35 copay for mental health visits |
| Urgent Care Center | $50 copay |
| Chiropractic Care | $35 copay per treatment; up to 20 visits per year |
| Prescription Drugs |
Retail Pharmacy^: Generics: $15 copay Preferred brand: 35% coinsurance Non-preferred brand: 60% coinsurance Preferred specialty: 35% coinsurance Non-preferred specialty: 35% coinsurance Specialty Pharmacy: Preferred specialty: 35% coinsurance Non-preferred specialty: 35% coinsurance |
| Maternity Care |
$0 for doctor's visits $0 for delivery at a Blue Distinction Center $425 for delivery at all other facilities |
| Hospital Care |
$250 copay for outpatient care per day per facility1 $425 per day copay for inpatient care; up to $2,975 per admission (precertification is required) |
| Surgery | $150 copay in an office setting1 $200 copay in a non-office setting1 |
| ER (accidental injury) | $425 copay per day per facility |
| ER (medical emergency) | $425 copay per day per facility |
| Lab work (such as blood tests) | 15% coinsurance1 |
| Diagnostic services (such as sleep studies, X-rays, CT scans) | Up to $100 copay in an office1 Up to $250 copay in a hospital1 |
| Dental Care | $35 copay per evaluation; up to 2 per year |
| Rewards Program | Earn $50 for completing the Blue Health Assessment3 Earn up to $120 for completing three eligible Daily Habits goals3 |
| Annual Deductible | No deductible |
| Out-of-Pocket Maximum (PPO) |
Self Only: $7,500 Self + One and Self & Family: $15,000 |
Under FEP Blue Basic, benefits are not available for services performed by Non-preferred providers, except in certain situations such as emergency care.
Cost sharing may not apply or may be different if Medicare is your primary coverage (it pays first).
- ^ What you’ll pay for a 30-day supply of covered drugs.
- 1 Under FEP Blue Basic you pay 35% coinsurance for agents, drugs and/or supplies you receive during your care.
- 2 If you have Medicare Part B primary, your costs for prescription drugs may be lower.
- 3 You must be the contract holder or spouse, 18 or older, on FEP Blue Standard or FEP Blue Basic to earn this reward.
- 4 The Annual Pharmacy Out-of-Pocket Maximum is inclusive of the cost of the prescription drug and what you pay out-of-pocket.
This is a summary of the features of the Blue Cross and Blue Shield Service Benefit Plan. Before making a final decision, please read the Plan’s Postal Service Health Benefits Program brochures (FEP Blue Standard and FEP Blue Basic: RI 71-020; FEP Blue Focus: RI 71-025). All benefits are subject to the definitions, limitations and exclusions set forth in the brochures.
FEP Blue Basic with FEP Medicare Prescription Drug Program
Eligible members with Medicare get lower out-of-pocket costs for higher cost drugs and more approved prescription drugs than the traditional pharmacy benefit. Learn more here.
| FEP Blue Basic with MPDP | |
|---|---|
| FEP Medicare Prescription Drug Program Out-of-Pocket Maximum | $2,100 per member |
| Retail Pharmacy^ |
Generics: $10 copay Preferred brand: $45 copay Non-preferred brand: 50% coinsurance Specialty drugs: $75 copay |
| FEP Mail Service Pharmacy |
Generics: $15 copay Preferred brand: $95 copay Non-preferred brand: $125 copay Specialty drugs: $150 copay |
| FEP Specialty Pharmacy | Your specialty drug benefits are in Tier 4 (see above) for a 30-day supply |
^ What you’ll pay for a 30-day supply of covered drugs.
The MPDP formulary and/or pharmacy network may change at any time. You will receive notice when necessary.
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